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Richard Funchess

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Lessons from A Year of Being Debt-Free

Lessons from A Year of Being Debt-Free

Debt is an albatross that hangs around many peoples’ necks. Consumer credit card debt, student loans, car loans, mortgages, and more all combine to cause a lot of stress for those who are burdened with them. Being debt-free is a financial goal for many people, and...
Budgeting For Christmas As A College Student

Budgeting For Christmas As A College Student

Being in college often means long nights of studying while trying to discover who you are as a person and where your career path will lead after graduating. It also means getting acquainted with living alone, with a group of friends, or in a dorm room with another...
How to Generate Passive Income

How to Generate Passive Income

Earning money is among the most basic necessities of life, and while financial success is often measured by active income—income earned through providing or performing services—more and more individuals have begun seeking financial freedom or supplements through...
Financing a Rental Property

Financing a Rental Property

Many investors love the idea of the passive income that a rental property provides. Except for a few repairs here and there, rental property owners can collect monthly rent checks and see their return on investment grow. Perhaps the biggest challenge to owning a...
Everyone Can Benefit From a Financial Advisor

Everyone Can Benefit From a Financial Advisor

Most of us probably wouldn’t think twice about hiring a trainer if we were looking to improve our physical conditions. So, why are we so hesitant to hire a financial advisor whose job it is to help us attain our financial goals? Much like a physical trainer...
Start Investing Now— It’s Easy

Start Investing Now— It’s Easy

Remember learning about the food pyramid back in elementary school? Meb Faber, the CEO of Cambria Investments has borrowed on that idea to create his own investment pyramid. These are all the things to do before you decide to invest. Starting at the bottom, he advises...
How to Take Back Control of Your Finances

How to Take Back Control of Your Finances

You read about student loans all the time and the seemingly unfillable hole of debt that people are desperately trying to climb out of. According to Jason Peceny from Men’s Health magazine, it is possible to survive bankruptcy and boost your credit score. Now that...
Habits Over Brains? Warren Buffett’s Advice

Habits Over Brains? Warren Buffett’s Advice

Earlier this month, the Oracle of Omaha, the greatest investor of all time, and Berkshire Hathaway’s CEO– Warren Buffett sat down for an exclusive interview with Andy Serwer, Yahoo Finance’s editor-in-chief. The discussion revolved around the importance of good...
5 Tips From Billionaires on Personal Finance

5 Tips From Billionaires on Personal Finance

Getting tips on how to handle your personal finances from billionaires isn’t as daunting as it may seem. While yes, there are some wealthy people who were lucky enough to be born into their money, there are also many, many others who have built their own wealth...