Can Low Interest Rates Affect Your Savings?
Historically low-interest rates have prevailed since the financial crash of 2008. This leads to the questions of whether or not such low-interest rates are a net positive. In particular, how do extremely low-interest rates affect those who are just trying to save? The...
Don’t Wait: The 411 on Paying Off Student Loans
Richard Funchess gives the 411 on why paying back student loans before graduation is key to being debt free.
Lessons from A Year of Being Debt-Free
Debt is an albatross that hangs around many peoples’ necks. Consumer credit card debt, student loans, car loans, mortgages, and more all combine to cause a lot of stress for those who are burdened with them. Being debt-free is a financial goal for many people, and...
Budgeting For Christmas As A College Student
Being in college often means long nights of studying while trying to discover who you are as a person and where your career path will lead after graduating. It also means getting acquainted with living alone, with a group of friends, or in a dorm room with another...
How to Generate Passive Income
Earning money is among the most basic necessities of life, and while financial success is often measured by active income—income earned through providing or performing services—more and more individuals have begun seeking financial freedom or supplements through...
Financing a Rental Property
Many investors love the idea of the passive income that a rental property provides. Except for a few repairs here and there, rental property owners can collect monthly rent checks and see their return on investment grow. Perhaps the biggest challenge to owning a...
Everyone Can Benefit From a Financial Advisor
Most of us probably wouldn’t think twice about hiring a trainer if we were looking to improve our physical conditions. So, why are we so hesitant to hire a financial advisor whose job it is to help us attain our financial goals? Much like a physical trainer...
Start Investing Now— It’s Easy
Remember learning about the food pyramid back in elementary school? Meb Faber, the CEO of Cambria Investments has borrowed on that idea to create his own investment pyramid. These are all the things to do before you decide to invest. Starting at the bottom, he advises...
How to Take Back Control of Your Finances
You read about student loans all the time and the seemingly unfillable hole of debt that people are desperately trying to climb out of. According to Jason Peceny from Men’s Health magazine, it is possible to survive bankruptcy and boost your credit score. Now that...